Good & Bad Credit Personal Loans

Borrow Between $1,000 -$35,000.
Most Credit Types/Situations Considered.
Reasonable Rates With Years To Payoff.
One Form, Multiple Reliable Offers.

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Helping Most Credit Types

We are a lender matching service with over 15 years experience in helping people of most credit situations locate the ideal personal loans for their needs. As a result of our longevity, we’ve developed a reputation with both lenders and consumers as providing a reputable, trustworthy service, allowing us to grow direct, unique relationships with the top loan providers in the personal loan industry while building much of our business via referrals from past applicants. Check out testimonials from satisfied clients.

Individuals with good & excellent credit can expect very competitive rates with lenders fighting for their business.

We can also get you the cash you need if you are someone with no credit (co-signer likely needed for those lacking credit) looking to establish a credit history or if you have bad credit and are looking to start rebuilding your credit rating! You can have your account activity to all the major credit reporting agencies every month!

The lenders we work with are all personal loan lenders; offering loans up-to $35,000, total APRs ranging from 5.99-35.99% (APRs include origination fees between 0-5%) and terms of 1-6 years. We do not match consumers with any type of payday loans, short-term loans or cash advances.

Use Your Loan To Satisfy Most Needs.

The lenders we work with have a wide variety of programs for almost every purpose. Some popular loan uses include but are not limited to eliminating some debt, taking a vacation, making some needed car repairs or home improvements, paying for school, planning a wedding, and purchasing large ticket items like a new TV.

Cash Often In Less Than 24 Hours.

Loan applications can be submitted 24x7x365. Upon application submission, one may be instantly presented with loan offers online or can expect to hear from one of our participating lenders within the hour. Once your loan is approved, you can have your funds deposited into your account within 24 hours or less.

Generous Amounts. Flexible Terms.

Borrow up-to $35,000 with total APRs ranging from 5.99-35.99% and terms of 1-6 years. Our lenders will work closely with you to create a loan package that satisfies your monetary needs while structuring a repayment term that works for you! No pre-pay penalties in the event you want to pay your loan off early.


Most Bad Credit types Accepted.

We work with several online lenders that accommodate exclusively towards consumers with poor credit. These providers are going to analyze more than just your credit score and have more flexible requirements than most traditional banks and lenders do. Accomplish your goals even with a history of bad credit.

Recent Testimonials



Representative Personal Loan Example
For a $5,000 36-month loan at an interest rate of 6.03% with a 1.11% origination fee of $55.50, you will receive a loan amount of $4,944.50 and will make 36 monthly payments of about $152.18 at a 6.78% APR. Total loan cost would be $5,478.48.

Below is a table that details some more potential monthly loan payments and total loan costs based on available terms and APRs.

Loan Amount Loan Term APR Range Monthly Payment Total Repayment
$4,000 12 months 5.99%-35.99% $344.25 - $401.83 $4,131.00 - $4,821.96
$7,000 36 months 5.99%-35.99% $212.92 - $320.59 $7,665.12 - $11,541.24
$9,000 48 months 5.99%-35.99% $211.32 - $356.15 $10,143.36 - $17,095.20

If approved, each lender will offer a clear explanation of rates and terms, including all applicable fees so that you can make an informed decision as to whether or not you want to accept the offer being presented to you. You are in no obligation whatsoever to accept any offers presented to you. Until you execute your loan with your e-signature, you can exit the process at any time. If you have questions regarding your loan, please make sure you ask your lender prior to e-signing your agreement.

24/7 Lending Group is not a lender and does not represent lenders as a loan broker or in any other capacity other than as a loan matching referral service, offering free rate quotes. Please note that if you are extended and accept rate quotes, it is not a guarantee that your loan will be funded. Each participating lender has varying underwriting processes that they utilize to determine whether or not to fund your loan.


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Click to apply now and receive a free, no obligation quote with no impact to your credit.


If you have any questions about our service please feel free to contact us prior to submitting your application. Not all lenders can provide up to $35,000. Not all applicants will qualify for $35,000. Repayment terms vary by lenders and local laws, and not everyone will qualify for maximum borrowing terms of 72 months.

We put together a section on Borrowing Tips. Featured are various topics that will help make you a more educated borrower of personal loans.